We just got off the phone with another well-known limo company owner in Phoenix. He laughed and called us crazy for spending the money on $5 million in insurance coverage for our Hummer limos. Why? The law is that when you have 15 or more passengers you need to insure the vehicle for $5 million. But company owners in Phoenix pretend that their Hummer limos only carry 14 passengers ever to their insurance guys and the DOT auditor. And then sell their Hummer limos all day long as 20 passenger vehicles.
Frustrating. When you have more passengers inside a vehicle - there should be higher insurance limits. If 20 people, God forbid, were seriously injured in an accident in one of our vehicles, at least we have the peace of mind that we have the correct insurance coverage to protect the company and help pay for injuries, etc.
We know of at least one company in town selling their 22 passenger party bus with only $1.5 million worth of coverage. Why the confusion? Are they just playing games? Why the cutting corners? It is just that - these companies cut corners and then are able to offer lower pricing. All at the expense of not protecting their precious cargo - their passengers on-board those Hummer limos and party buses.
Ask your company you are booking with to show you their proof of coverage - and look for $5 million worth of coverage for 15+ passenger vehicles!
